
Knowledge hub · Law and rights
The Mental Capacity Act 2005: A Complete Guide for Care Providers
What the law says about decisions for people aged 16 and over who may lack capacity: the five principles, the capacity test, best interests, planning ahead, deprivation of liberty after the June 2026 Supreme Court ruling, and what CQC expects. Checked against the sources on 19 October 2026.
- The age from which the Act applies, in England and Wales
- 16+
- Statutory principles in section 1 of the Act
- 5
- The date the main provisions came into force
- 1 Oct 2007
- Supreme Court changed the deprivation of liberty test
- 2 Jun 2026
By the Care Sync Experts registration team, with a former CQC Senior Inspector Manager with more than 20 years in regulation. Last checked .
What Is the Mental Capacity Act 2005?
The Mental Capacity Act 2005 is the law in England and Wales that protects and empowers people aged 16 and over who may be unable to make some decisions for themselves. It sets out five principles, a test for whether a person lacks capacity to make a particular decision at a particular time, and how decisions must then be made in their best interests.
Its purpose is to let people make as many of their own decisions as they can, with support, and to make sure that any decision made for them is lawful, necessary and centred on them. It covers everyday choices, such as what to wear, as well as serious ones about care, treatment, money and where to live.
This guide is written for care providers in England, regulated by CQC. It is general information, not legal advice.
At a Glance: The Mental Capacity Act in 2026
| What It Is | The law for making decisions by, and for, people aged 16 and over who may lack capacity to make a particular decision |
|---|---|
| Where It Applies | England and Wales. Scotland and Northern Ireland have their own capacity laws |
| In Force | Main provisions from 1 October 2007 |
| Core Rules | Five principles (section 1), the test of capacity (sections 2 and 3) and best interests (section 4) |
| Age Limits | 16 and over for most of the Act; 18 and over to make a lasting power of attorney or an advance decision |
| Code of Practice | The 2007 Code still applies. Professionals and paid carers must have regard to it |
| Still in Force? | Yes. Its core rules are unchanged in 2026, but the meaning of deprivation of liberty changed on 2 June 2026 |
| CQC Link | Regulation 11 requires providers to act in accordance with the Act when a person aged 16 or over cannot consent |
Source: Mental Capacity Act 2005; MCA Code of Practice; Regulation 11.
2026 update
Does the Mental Capacity Act Still Apply in 2026?
2 June 2026
Supreme Court Redefines Deprivation of Liberty
The Supreme Court decided that the Cheshire West judgment of 2014 was incorrect. The single "acid test" has gone, replaced by an assessment of all the factors, and a person who lacks capacity can sometimes give valid consent to their arrangements. The judgment had immediate effect.
Not yet in force
Liberty Protection Safeguards
The replacement for DoLS was delayed in April 2023. In October 2025 the government said it would consult on it in the first half of 2026 and then lay a final Code of Practice. We could not find a published consultation by 19 October 2026.
Court of Appeal, 2026
Assess When There Is Reason to Doubt
The Court of Appeal held that whenever there is a reason to doubt the capacity of a person whose care and support needs are being assessed under the Care Act 2014, a capacity assessment under the Act must be carried out by an appropriately qualified professional before the needs assessment is completed.
Source: DHSC, deprivation of liberty guidance (updated 22 September 2026); DHSC, 18 October 2025; TDB v Haringey [2026] EWCA Civ 1184.
Section 1
The Five Statutory Principles of the Mental Capacity Act
Principle 1 · Section 1(2)
Assume Capacity
“A person must be assumed to have capacity unless it is established that he lacks capacity.”
In care practice
Start from the position that the person can decide. Age, appearance, a diagnosis or behaviour is never enough on its own to say they cannot. Only assess when there is a reason to doubt.
Principle 2 · Section 1(3)
Help People to Decide
“A person is not to be treated as unable to make a decision unless all practicable steps to help him to do so have been taken without success.”
In care practice
Use plain words, pictures or objects, a better time of day, a quieter place, someone the person trusts and enough time. Record what you tried before anyone concludes the person cannot decide.
Principle 3 · Section 1(4)
Unwise Decisions Are Allowed
“A person is not to be treated as unable to make a decision merely because he makes an unwise decision.”
In care practice
A choice you think is risky is not proof that someone lacks capacity. Explain the risks, record the conversation and keep offering support. Raise a safeguarding concern if there are signs of abuse or neglect.
Principle 4 · Section 1(5)
Best Interests
“An act done, or decision made, under this Act for or on behalf of a person who lacks capacity must be done, or made, in his best interests.”
In care practice
This applies only once a person lacks capacity for that decision. Work through the section 4 checklist, involve the person and consult the people who should be consulted.
Principle 5 · Section 1(6)
Less Restrictive Option
“Before the act is done, or the decision is made, regard must be had to whether the purpose for which it is needed can be as effectively achieved in a way that is less restrictive of the person's rights and freedom of action.”
In care practice
Before you act, ask whether the same purpose could be met in a way that restricts the person less. The Act says you must consider this; it does not say you must always choose the least restrictive option whatever the risk.
Source: Mental Capacity Act 2005, section 1; section 2(3).
Want worked examples of each principle? Read the 5 principles of the Mental Capacity Act explained.
Scope
Who Does the Mental Capacity Act Apply To?
Who It Protects
Anyone aged 16 or over who may be unable to make a decision because of an impairment of, or a disturbance in the functioning of, the mind or brain. It does not matter whether this is permanent or temporary.
Who Must Follow It
Anyone acting for such a person. Those acting in a professional capacity or for pay, attorneys, deputies and independent mental capacity advocates must also have regard to the Code of Practice.
Where It Applies
England and Wales only. Scotland has the Adults with Incapacity (Scotland) Act 2000 and Northern Ireland has the Mental Capacity Act (Northern Ireland) 2016.
Source: Section 2; section 42(4); section 68.
Age Limits in the Act
| 16 and over | Most of the Act, including the principles, the test and best interests (section 2(5)) |
|---|---|
| 18 and over | Making a lasting power of attorney (section 9) or an advance decision to refuse treatment (section 24) |
| 18 and over | The Deprivation of Liberty Safeguards (Schedule A1) and statutory wills (section 18) |
| Under 16 | The Act does not apply, except that the Court of Protection can deal with property if the child is likely to still lack capacity at 18 |
Decisions Nobody Can Make for Someone Else
The Act never allows these decisions to be made on a person's behalf, even in their best interests:
- Consenting to marriage or a civil partnership
- Consenting to sexual relations
- Consenting to a divorce or dissolution on the basis of separation
- Consenting to a child being placed for adoption, or to an adoption order
- Discharging parental responsibilities in matters not relating to a child's property
- Giving consent under the Human Fertilisation and Embryology Acts
- Voting at an election or referendum (section 29)
Treatment for mental disorder regulated by Part 4 of the Mental Health Act 1983 is also outside the Act (section 28).
Source: Section 18; section 27; section 28; section 29; Schedule A1, paragraph 13.
Sections 2 and 3
What Is Mental Capacity, and How Is It Tested?
Question 1 · The functional test
Can the Person Make This Decision?
After all practicable help, is the person unable to do any one of these four things? If they can do all four, they have capacity for this decision.
Understand
The information relevant to the decision, explained in a way that suits the person, using simple language, visual aids or any other means.
Retain
That information long enough to make the decision. Being able to hold it for a short time only is enough.
Use or Weigh
That information as part of deciding, including the reasonably foreseeable consequences of each choice, or of not deciding at all.
Communicate
The decision, by talking, sign language or any other means, such as blinking or squeezing a hand.
Question 2 · The causal link
Is That Because of an Impairment of the Mind or Brain?
There must be a clear causal link between the inability and an impairment or disturbance, permanent or temporary. Examples include dementia, a learning disability, a brain injury, a stroke, a mental illness, delirium, or the effects of drugs or alcohol.
A diagnosis alone never proves a lack of capacity. If the person cannot decide for some other reason, the Act's test is not met.
Two Stages or Four?
The 2007 Code calls this a two-stage test and asks about the impairment first. In 2021 the Supreme Court said the functional question comes first. The “four-stage test” people mention is the four abilities; missing any one of them is enough.
Source: Section 2; section 3; A Local Authority v JB [2021] UKSC 52, paragraphs 65 to 79; Code of Practice, chapter 4.
Decision Specific
Someone may be able to choose what to eat but not manage a tenancy. Assess the decision in front of you, never general capacity.
Time Specific
Capacity can change through the day or recover after illness. Ask whether the decision can wait until the person is better able to make it.
Balance of Probabilities
You need to show it is more likely than not that the person lacks capacity, not prove it beyond doubt.
Source: Section 2(1) and 2(4); section 4(3).
In practice
Who Can Assess Mental Capacity, and When?
Everyday Care
The care worker giving personal care, support with meals or medicines assesses capacity to consent to that care, at that time.
Treatment
The doctor, nurse or other professional proposing the treatment or examination assesses capacity to consent to it.
Complex Decisions
Moves, finances or contact may need a social worker, and some cases need a specialist opinion, for example from a psychiatrist, psychologist or speech and language therapist.
Assess when there is a reason to doubt that the person can make the decision: their behaviour or circumstances raise doubt, someone else says they are concerned, or they have a diagnosed impairment of the mind or brain and have already been shown to lack capacity for other decisions. In Care Act assessments, the Court of Appeal requires an appropriately qualified professional to assess capacity whenever there is reason to doubt it.
Source: Code of Practice, chapter 4; TDB v Haringey [2026] EWCA Civ 1184.
Six Steps to a Sound Assessment
Our practical summary, built on the Act and chapter 4 of the Code.
Be Clear About the Decision
Name the specific decision and the realistic options, and when it needs to be made. Capacity is never assessed in general.
Work Out the Relevant Information
The key facts the person needs, including the likely consequences of each option. Not every detail.
Give All Practicable Support
The right time, place and people, communication aids, an interpreter and enough time. Note what helped.
Check the Four Abilities
Use open questions and ask the person to explain back in their own words. One ability missing is enough.
Look for the Causal Link
If the person cannot decide, is that because of an impairment of the mind or brain, or for some other reason?
Record and Review
Write down how you reached your view, and plan a review if capacity may return or fluctuate.
Our advice
What a Good Capacity Record Shows
- The decision, the options and when it needed to be made
- Why there was a reason to doubt capacity
- The information given, and how it was made accessible
- The support offered, and anything that helped or did not
- What the person said or did for each of the four abilities, in their own words where possible
- Whether any inability was caused by an impairment of the mind or brain, and why
- The conclusion, the date, and the assessor's name and role
- When to review, if capacity may return or fluctuate

In People's Own Homes
In home care and supported living, visits are short and staff work alone. Agree in the care plan which decisions may need assessing, and who does it.
Section 4
What Is a Best Interests Decision?
The Best Interests Checklist
Section 4(1)
Do not decide merely on the basis of the person's age or appearance, or a condition or aspect of their behaviour that might lead others to make unjustified assumptions.
Section 4(2)
Consider all the relevant circumstances.
Section 4(3)
Consider whether the person is likely to regain capacity, and if so when. Can the decision wait?
Section 4(4)
So far as reasonably practicable, permit and encourage the person to take part, or to improve their ability to take part, as fully as possible in the decision.
Section 4(5)
For life-sustaining treatment, do not be motivated by a desire to bring about the person's death.
Section 4(6)
Consider their past and present wishes and feelings (especially any written statement made with capacity), their beliefs and values, and other factors they would consider.
Section 4(7)
Take into account, where practicable and appropriate, the views of anyone they named, their carers and others interested in their welfare, and any attorney or deputy.
Section 1(6)
Ask whether the purpose can be achieved as effectively in a way that is less restrictive of their rights and freedom.
Who Decides?
The decision maker is the person carrying out the act or proposing the treatment, or an attorney or deputy within the powers they hold. Next of kin cannot consent for an adult unless they hold one of those roles; they must be consulted.
When an IMCA Must Be Instructed
An independent mental capacity advocate must be instructed when there is nobody, other than paid carers, whom it would be appropriate to consult, and the decision is about:
- Serious medical treatment provided by the NHS
- A move into, or between, hospital for 28 days or more, or a care home for 8 weeks or more, arranged by the NHS or a local authority
An IMCA may also be instructed for care reviews and in safeguarding cases.
Source: Section 4; sections 37, 38 and 39; IMCA (Expansion of Role) Regulations 2006.
The Act does not require a formal best interests meeting. It requires the checklist to be followed and the right people to be consulted. Anyone other than the court has complied if, having done that, they reasonably believe the decision is in the person's best interests (section 4(9)).
Planning ahead
Lasting Powers of Attorney, Deputies and Advance Decisions
Sections 9 to 14
Lasting Power of Attorney
- Two types: health and welfare, and property and financial affairs
- The person must be 18 or over and have capacity to make it
- It has no effect until it is registered with the Office of the Public Guardian, which costs £92 per LPA and takes 8 to 10 weeks
- A health and welfare attorney can act only when the person lacks capacity for that decision
- Refusing life-sustaining treatment needs express authority in the LPA
- Attorneys must follow the principles and act in the person's best interests

Deputies and the Court of Protection
If there is no attorney, the Court of Protection can make a decision itself or appoint a deputy. The Act prefers a single court decision to a deputy, and a deputy's powers should be as limited in scope and time as is reasonably practicable.
Source: Section 9; section 11; section 16; GOV.UK, register a lasting power of attorney.
Sections 24 to 26 · Binding
Advance Decision to Refuse Treatment
Made by a person aged 18 or over, with capacity, to refuse a specified treatment in the future. If it is valid and applies to the situation, it has the same effect as a refusal made at the time. It can only refuse treatment, not demand it.
Most advance decisions can be spoken. A refusal of life-sustaining treatment must be in writing, signed and witnessed, and state that it applies even if life is at risk.
Section 4(6) · Not binding
Advance Statement
A record of a person's wishes, preferences, beliefs and values, such as how they like to be supported, what they eat or their faith. It is not legally binding, but any relevant written statement made with capacity must be considered in a best interests decision.
Record both in the care plan, and make sure staff know where to find them.
Source: Section 24; section 25; section 26; section 4(6).
Protection and limits
What Protection Do Care Workers Have, and Where Does It End?
Section 5
Protection From Liability
If you take reasonable steps to establish whether the person lacks capacity, and reasonably believe they do and that the care is in their best interests, you are protected as if they had consented. You are still liable for negligence.
Section 6
Limits on Restraint
Restraint includes using or threatening force when the person resists, or restricting their movement whether or not they resist. It is only allowed if you reasonably believe it is necessary to prevent harm to them, and it is proportionate to the likelihood and seriousness of that harm.
Section 44
Ill-Treatment or Wilful Neglect
Anyone caring for a person who lacks capacity, or whom they reasonably believe lacks it, commits an offence if they ill-treat or wilfully neglect them. So do attorneys and deputies. The maximum sentence is five years in prison.
Source: Section 5; section 6; section 44.
Covert medication is a common example. Hiding medicines in food or drink needs a capacity assessment, a multi-disciplinary best interests decision involving care staff, the prescriber and a family member or advocate, with pharmaceutical advice, and a clear record. Read our medication management guide and CQC's guidance on covert medicines.
Deprivation of liberty
Deprivation of Liberty After the June 2026 Supreme Court Ruling
[2026] UKSC 16
The Old Acid Test Has Gone
Since 2014, a person who lacked capacity was deprived of liberty if they were under continuous supervision and control and not free to leave. The Supreme Court has said that was incorrect. No single factor now decides it; these are weighed together:
- The type of restrictions
- How long they last
- Their effects on the person
- How they are put into practice
- Whether the person objects
- How far the situation is from detention in a prison cell
- How normal the arrangements are
- The purpose of the arrangement
Valid Consent Without Capacity
A person who lacks capacity under the Act may still give valid consent to their arrangements if they are conscious of their environment, have a basic level of understanding, and can express a view that they accept or are happy with the situation. If there is serious doubt, no conclusion of valid consent can be drawn, and going along with care is not the same as consent.
What Stays the Same
DoLS still covers hospitals and care homes for people aged 18 and over. In supported living, people's own homes and for 16 and 17 year olds, authorisation still comes from the courts. Where a person with a DoLS authorisation may no longer be deprived of their liberty, it should be reviewed as soon as is practicable. CQC says the Act and Regulation 11 are unchanged.
Source: DHSC guidance (first published 15 June 2026, updated 22 September 2026); Supreme Court, case UKSC 2025/0042; CQC statement, 8 June 2026; section 4A.
DoLS in Numbers: England, 2024 to 2025
364,900
DoLS applications received, up 9.8% on the year before
118,850
Applications not completed at 31 March 2025
21.1%
Standard applications completed within the 21 day limit
126days
Average time to complete an application
Source: DHSC, Deprivation of Liberty Safeguards, England, 2024 to 2025 (26 March 2026). These figures are from before the June 2026 ruling.
For applications, the six assessments and notifications, read our Deprivation of Liberty Safeguards guide. The Liberty Protection Safeguards, meant to replace DoLS, are still not in force.
Two different laws
Mental Capacity Act vs Mental Health Act
| Question | Mental Capacity Act 2005 | Mental Health Act 1983 |
|---|---|---|
| What It Is For | Mental Capacity Act:Decisions for people who lack capacity to make a particular decision | Mental Health Act:Assessment and treatment of mental disorder, including detention in hospital |
| Does Capacity Matter? | Mental Capacity Act:Yes. It applies only where a person lacks capacity for the decision | Mental Health Act:No. A person can be detained and treated whether or not they have capacity |
| Who It Covers | Mental Capacity Act:People aged 16 and over who may lack capacity | Mental Health Act:People with a mental disorder who meet the criteria for detention or treatment |
| Who Decides | Mental Capacity Act:The decision maker, attorney, deputy or Court of Protection, in the person's best interests | Mental Health Act:Approved professionals and clinicians, with safeguards such as the Mental Health Tribunal |
Source: Mind, about the Mental Capacity Act; section 28.
The Mental Health Act 2025 received Royal Assent on 18 December 2025. It amends the 1983 Act rather than replacing it, and most of its changes are not yet in force.
Regulation
What CQC Expects: The Mental Capacity Act and Regulation 11
Regulation 11
Need for Consent
“If the service user is 16 or over and is unable to give such consent because they lack capacity to do so, the registered person must act in accordance with the 2005 Act.”
Source: Regulation 11, 2014 Regulations.
Regulation 13(5)
Safeguarding
“A service user must not be deprived of their liberty for the purpose of receiving care or treatment without lawful authority.”
Source: Regulation 13(5), 2014 Regulations.
Regulation 18
Notifications
Registered providers must tell CQC the outcome of each application to deprive a person of their liberty.
Source: CQC, Regulation 18.
Effective · Quality statement
Consent to Care and Treatment
“We tell people about their rights around consent and respect these when we deliver person-centred care and treatment.”
CQC assesses consent, including how the Mental Capacity Act is applied, under the Effective key question. After the June 2026 ruling, CQC said it would take a proportionate approach in its assessments.
Source: CQC, consent to care and treatment; CQC, MCA and DoLS; CQC, 8 June 2026.
Our advice
Provider Checklist
What we check when we prepare providers for registration or a mock inspection.
- An MCA policy that reflects the June 2026 deprivation of liberty ruling
- Care plans that record consent, and any capacity assessment, decision by decision
- Copies of lasting powers of attorney, deputyship orders and advance decisions checked and filed
- Best interests records that show the checklist and who was consulted
- Restrictive practices recorded, reviewed and reduced where possible
- DoLS authorisations and their conditions tracked, and reviewed since June 2026
- DoLS outcomes notified to CQC
- Staff trained in the Act for their role, with regular audits of records
Watch
When an Attorney Says No to Professional Input
What the video covers
- An attorney can only make decisions in the person's best interests
- If a refusal puts the person at risk, you have a duty to challenge it
- Record your concerns and escalate within your organisation
- Make a safeguarding referral to the local authority if needed
Myth or fact
Common Myths About the Mental Capacity Act
Myth
There Are 10 Core Principles
Fact
The Act has five statutory principles, in section 1. Lists of 10 are training summaries, not the law.
Myth
Next of Kin Can Consent for an Adult
Fact
Only an attorney or deputy with the right powers can decide for someone. Family must be consulted, but cannot consent on their own authority.
Myth
Only a Doctor Can Assess Capacity
Fact
The person making the decision usually assesses it. Care workers assess capacity for the care they give.
Myth
An Unwise Decision Shows a Lack of Capacity
Fact
Section 1(4) says it does not. Explain the risks, record the conversation and keep supporting the person.
Myth
A Diagnosis of Dementia Means No Capacity
Fact
A diagnosis alone never proves it. Assess the specific decision, at the time it needs making.
Myth
Advance Decisions Must Always Be Written
Fact
Only a refusal of life-sustaining treatment has to be written, signed and witnessed. Others can be spoken.
Myth
Supervision Plus Not Free to Leave Always Means a Deprivation of Liberty
Fact
Not since 2 June 2026. All the factors are now weighed together, and some people can give valid consent.
Myth
You Must Always Choose the Least Restrictive Option
Fact
Section 1(6) says you must consider a less restrictive option. It is not an absolute rule.
Source: Mental Capacity Act 2005; Code of Practice; DHSC, June 2026 guidance.
How Care Sync Experts Can Help
We prepare CQC applications and policy packs for new providers, and test how your team applies the Mental Capacity Act in a mock inspection. 94% of the applications we support are approved first time, across more than 1,200 providers in 10 years.
- CQC Registration Package: fixed £4,000 + VAT
- Domiciliary Care Policies
- Supported Living Policies
- CQC Mock Inspections
Sources
Every legal rule, quote and statistic in this guide comes from these pages, checked on 19 October 2026. Where we give practical advice or describe our own service, we say so. This guide is general information, not legal advice.
Law
- Mental Capacity Act 2005 (revised text)
- Sections 1 to 6: principles, capacity, best interests, care and restraint
- Sections 9 to 26: lasting powers of attorney, the Court of Protection and advance decisions
- Sections 27 to 29: excluded decisions
- Sections 35 to 44: IMCAs, the Code of Practice and ill-treatment or wilful neglect
- Schedule A1, paragraph 13: DoLS age requirement
- Health and Social Care Act 2008 (Regulated Activities) Regulations 2014, regulation 11
- Regulations 2014, regulation 13
- IMCA (Expansion of Role) Regulations 2006
Court Judgments
Government Guidance and Data
- Mental Capacity Act Code of Practice
- DHSC: UK Supreme Court 2026 judgment on what constitutes a deprivation of liberty (updated 22 September 2026)
- DHSC: Improved safeguarding and protections for vulnerable people (18 October 2025)
- DHSC: Deprivation of Liberty Safeguards, England, 2024 to 2025 (26 March 2026)
- GOV.UK: Register a lasting power of attorney
CQC and Others
Spotted something out of date? Tell us.
Frequently Asked Questions
Still Have Questions?
Can't find the answer you need? Talk to our registration team on 0333 577 0877.
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